Title Search Services
We work to ensure the integrity of a property’s title. Our thorough investigative research on all public, county, and title records involves examining public records to determine the history of ownership and any potential issues with the property’s title. This process helps identify any outstanding liens, judgments, or other claims that could affect the transfer of ownership.
Whatever your needs, we’ll make sure you can close efficiently and with confidence. To avoid any unpleasant and unplanned surprises, Unified Title & Escrow, Inc. can help acquire all the recorded details associated with a property in Tennessee. Before you move forward with a purchase and waste valuable time and hopes on real estate with a history, reach out to us. We are dedicated to helping all our many types of clients move forward with confidence.
Title search services are essential for anyone involved in real estate transactions. Whether you are a buyer, seller, or lender, conducting a title search is crucial to ensure that the property’s title is clear and free from any encumbrances.
Professional title search services provide expertise and efficiency in conducting these searches. They have access to comprehensive databases and resources that enable them to gather all relevant information quickly and accurately. These services also have experienced professionals who understand how to interpret complex legal documents and navigate through different jurisdictions.
By hiring a reputable title search service, you can save time and avoid potential risks associated with incomplete or inaccurate information about a property’s title. Their thorough investigation will uncover any hidden risks that may not be apparent at first glance.
Moreover, these services often offer additional assistance in resolving any issues discovered during the title search process. They can help make connections between lien holders and debtors or address other concerns that may arise. This ensures a smooth transaction for all parties involved.
In the case of a prospective purchase, a title search is performed primarily to answer three questions regarding a property on the market:
- Does the seller have a saleable and marketable interest in the property?
- What kind of restrictions or allowances pertain to the use of the land? These would include real covenants, easements and other equitable servitudes.
- Do any liens exist on the property which need to be paid off at closing? These would be mortgages, back real estate property taxes, mechanic’s and materialmen’s liens, and other assessments.
While anyone may do a title search, an accurate and complete title search requires an individual with the right knowledge, experience and resources, as the preparation of an abstract of title as part of a real estate closing is often restricted to specifically licensed professionals or attorneys. Documents concerning conveyances of land are a matter of public record. These documents are maintained in hard copy paper format or sometimes scanned into image files. Within the United States, property deeds, deeds of trusts, easements, restrictive covenants, and other legal documents are often maintained electronically on a county-by-county basis by a Register of Deeds, who is charged with accurately recording, maintaining, and updating records of real estate conveyances. Unified Title & Escrow, Inc. will carefully examine these records on your behalf prior to closing, and will also offer you the opportunity to purchase Owner’s Title Insurance, in order to protect your purchase investment with complete risk coverage and peace of mind.
In summary, whether you are buying, selling, or lending against real estate property, utilizing professional title search services is highly recommended. It provides peace of mind by ensuring that you have complete knowledge about the property’s ownership history and any potential obstacles before finalizing your transaction.